Our Approach

Finance is more than securing a loan. It's part of your broader financial strategy.

We support clients with lending, banking and capital structuring requirements across business, property and personal contexts. By considering finance alongside broader accounting, advisory and wealth objectives, we help clients pursue opportunities with greater clarity, confidence and control.

By combining lending capability with wider advisory insight, we help clients consider finance as part of a connected strategy. The result is a more coordinated approach to funding business growth, property investment, cash flow requirements and personal financial objectives.

LendingServices

  • Commercial Property Finance
  • Residential Lending
  • Business Acquisition & Expansion
  • SMSF Property Lending
  • Working Capital & Cash Flow
  • Asset & Vehicle Finance
  • Trade & Equipment Finance

Commercial Property Finance

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We assist clients purchasing, refinancing or developing commercial property. Each funding requirement is considered in the context of the transaction, the client’s existing position and their broader commercial objectives.

Residential Lending

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We support clients purchasing, constructing or refinancing residential property. Lending is considered as part of the client’s broader financial position, rather than as an isolated transaction.

Business Acquisition & Expansion

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We support business owners seeking finance for acquisitions, expansion and strategic investment. Our approach focuses on structuring funding that reflects the purpose of the transaction and supports the business’s long-term direction.

SMSF Property Lending

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We assist clients considering property acquisition through a Self-Managed Super Fund. We work alongside the client’s accounting, advisory and wealth professionals so that lending is considered within the relevant financial and compliance framework.

Working Capital & Cash Flow

Working capital and cash flow facilities can support day-to-day operations, seasonal requirements and periods of growth. We help clients consider suitable funding structures that provide greater flexibility and control over liquidity.

Asset & Vehicle Finance

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We support finance requirements for business and personal vehicles and other assets. Each arrangement is considered against its intended use, funding needs and the client’s broader objectives.

Trade & Equipment Finance

We assist with finance for trade requirements, equipment and other operational assets. The aim is to support business capacity while considering cash flow, funding commitments and the wider financial position.

Testimonials

They are absolutely excellent in everything they do.Highly recommended.
Lola
“Thank you, Peter, for the beginnings of a very special journey with Modoras, and which hopefully will continue for many years to come.”
Veronica & Wayne
Thank you especially Katerina, for your constant source of knowledge, wisdom, and advice during the last year. Thank you also, for the personal care which you impart to us on every visit. We appreciate it so much, and it always feels as though we are visiting family.
Wayne and Veronica
We’ve been with Modoras, since the late 80s. Thanks to them we feel secure, and settled – knowing that their advice is based on knowledge not wishful thinking is reassuring.
John and Jill
I would like to take a moment to thank you Modoras, for your professional work during the FY24 audit.
 Umar
Thank you once again making the audit process an enjoyable one.
Irene
Excellent – good people & great accountants.
Phil
The team’s insightful recommendations have proved invaluable, making them an indispensable partner in our financial matters.
Michael
Thank you for all your  hard work. It has been a pleasure to work with your team who have been patient and courteous throughout.
Mark
Amazingly helpful and very skilled at what they do. The team are always very helpful and patient. I’d highly recommend the team at Modoras!
Daniel
Professional, fast to respond, and proven advice/results. Thank you Modoras, I look forward to working together on more projects.
Nikki
The best company with solutions for your business.
Tiago
I wouldn’t trust anyone else with our accounting needs. Alf, Kirsten and the team always give clear communication and are extremely reliable and have an ample amount of experience.
Amanda
Super friendly, efficient, communicative, accommodating and attention to detail. Feel they truly care for your business.
Rebecca
I have followed my accountant to Modoras but have been very grateful for the warm welcome and responsive team.
Sheila
Modoras accounting have always made time to help with any queries I had. Polite and knowledgeable about all things tax.
Adam
We appreciate the work that Ian does with us, we are grateful that he takes the time necessary to explain things to us and delivers us great service.
Elizabeth
As one of their oldest customers, we have always experienced sound financial management of our affairs. Highly recommended.
Jill
“Thank you to Peter, Katerina, Tony, and all those who have been part of our journey for many yearS.”
Veronica & Wayne